Merchant Cash Advance

A Merchant Cash Advances (MCAs) through Flowrich Capital can start at $2,500 and go all the way up to $250,000 so we’ve got plenty of funding options for you to grow with.

Scroll down

Merchant Cash Advance

  1. What Is It

    First of all, a merchant cash advance is not a business loan. With an MCA you still get a lump sum cash advance but, rather than a fixed dollar amount, you remit via a percentage of your future daily sales. Here at Flowrich Capital, we work to make sure you get the right-sized funding for your business so you can focus on growing, not just owing. You can apply online for fast business cash advances.

  2. How It Works

    A merchant cash advance is structured so that you fulfill your business advance by agreeing to remit a fixed percentage of your daily sales until the advance is remitted in full. Essentially, we’re buying a fixed percentage of your future credit card receivables from you and just giving you the money (minus rates) ahead of time. MCAs might be a better fit if your sales tend to fluctuate or your business is seasonal since it ebbs and flows with your cash flow. It can be pretty convenient – can you imagine if your landlord lowered your rent when you were having a slow month?

  3. Getting Started

    There are 4 ways to get started with your small business loan. It’s like a buffet of options. With us, you can get funding faster than it takes to get a letter delivered (no offense post office – we still think you’re great).

I'm Ready For Funding!

  1. We offer access to working capital, not startup capital (at least not yet...), which means you'll need to have been in business for 6 months or more.
  2. Our minimum financial qualifications are that your bank statements must show deposits that are on average more than $15,000/month.
  3. We currently work with all small businesses in all 50 U.S States.
  4. Even if you don't qualify right now, give us a call and one of our team members will be happy to reach out when we have a product that will better fit your needs.